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Frugal Fintech Ecosystem Development: A Resource Orchestration Perspective

Frugal Fintech Ecosystem Development: A Resource Orchestration Perspective

Prakash Dhavamani, Barney Tan, Daniel Gozman, Leben Johnson
This study investigates how a financial technology (Fintech) ecosystem was successfully established in a resource-constrained environment, using the Vizag Fintech Valley in India as a case study. The research examines the specific processes of gathering resources, building capabilities, and creating market value under significant budget limitations. It proposes a practical framework to guide the development of similar 'frugal' innovation hubs in other developing regions.

Problem There is limited research on how to launch and develop a Fintech ecosystem, especially in resource-scarce developing countries where the potential benefits like financial inclusion are greatest. Most existing studies focus on developed nations, and their findings are not easily transferable to environments with tight budgets, a lack of specialized talent, and less mature infrastructure. This knowledge gap makes it difficult for policymakers and entrepreneurs to create successful Fintech hubs in these regions.

Outcome - The research introduces a practical framework for building Fintech ecosystems in resource-scarce settings, called the Frugal Fintech Ecosystem Development (FFED) framework.
- The framework identifies three core stages: Structuring (gathering and prioritizing available resources), Bundling (combining resources to build capabilities), and Leveraging (using those capabilities to seize market opportunities).
- It highlights five key sub-processes for success in a frugal context: bricolaging (creatively using resources at hand), prioritizing, emulating (learning from established ecosystems), extrapolating, and sandboxing (safe, small-scale experimentation).
- The study shows that by orchestrating resources effectively, even frugal ecosystems can achieve outcomes comparable to those in well-funded regions, a concept termed 'equifinality'.
- The findings offer an evidence-based guide for policymakers to design regulations and support models that foster sustainable Fintech growth in developing economies.
Fintech Ecosystem, India, Frugal Innovation, Resource Orchestration, Case Study
TSAW Drones: Revolutionizing India's Drone Logistics with Digital Technologies

TSAW Drones: Revolutionizing India's Drone Logistics with Digital Technologies

Rakesh Gupta, Sujeet Kumar Sharma, Stevelal Stevelal
This case study examines TSAW Drones, an Indian startup transforming the country's logistics sector with advanced drone technology. It explores how the company leverages the Internet of Things (IoT), big data, cloud computing, and artificial intelligence (AI) to deliver essential supplies, particularly in the healthcare sector, to remote and inaccessible locations. The paper analyzes TSAW's technological evolution, its position in the competitive market, and the strategic choices it faces for future growth.

Problem India's diverse and challenging geography creates significant logistical hurdles, especially for the timely delivery of critical medical supplies to remote rural areas. Traditional transportation networks are often inefficient or non-existent in these regions, leading to delays and inadequate healthcare access. This study addresses how TSAW Drones tackles this problem by creating a 'fifth mode of transportation' to bridge these infrastructure gaps and ensure rapid, reliable delivery of essential goods.

Outcome - TSAW Drones successfully leveraged a combination of digital technologies, including AI, IoT, and a Drone Cloud Intelligence System (DCIS), to establish itself as a key player in India's healthcare logistics.
- The company pioneered critical services, such as delivering medical supplies to high-altitude locations and transporting oncological tissues mid-surgery, proving the viability of drones for time-sensitive healthcare needs.
- The study highlights the strategic crossroads faced by TSAW: whether to deepen its specialization within the complex healthcare vertical or to expand horizontally into other growing sectors like agriculture and infrastructure.
- Favorable government policies and the rapid evolution of smart-connected product (SCP) technologies are identified as key drivers for the growth of India's drone industry and companies like TSAW.
Drone Logistics, Drone Technology, Artificial Intelligence, Cloud Computing, Smart Connected Products (SCPs), Case Study, Logistics Innovation
To Use or Not to Use! Working Around the Information System in the Healthcare Field

To Use or Not to Use! Working Around the Information System in the Healthcare Field

Mohamed Tazkarji, Craig Van Slyke, Gracia Hamadeh, Iris Junglas
This study investigates why nurses in a large hospital utilize workarounds for their electronic medical record (EMR) system, even when they generally perceive the system as useful and effective. Through a qualitative case study involving interviews with 24 nurses, the research explores the motivations, decision processes, and consequences associated with bypassing standard system procedures.

Problem Despite massive investments in EMR systems to improve healthcare efficiency and safety, frontline staff frequently bypass them. This study addresses the puzzle of why employees who accept and value an information system still engage in workarounds, a practice that can undermine the intended benefits of the technology and introduce risks to patient care and data security.

Outcome - Nurses use workarounds, such as sharing passwords or delaying data entry, primarily to save time and prioritize direct patient care over administrative tasks, especially in high-pressure situations.
- The decision to engage in a workaround is strongly influenced by group norms, habituation, and 'hyperbolic discounting,' where the immediate benefit of saving time outweighs potential long-term risks.
- Workarounds have both positive and negative consequences; they can improve patient focus and serve as a system fallback, but also lead to policy violations, security risks, and missed opportunities for process improvement.
- The study found that even an award-winning, well-liked EMR system was bypassed by 23 out of 24 nurses interviewed, highlighting that workarounds are a response to workflow constraints, not necessarily system flaws.
EMR, Workarounds, Healthcare Information Technology, Password Sharing, Workaround Consequences, Nursing, System Usage
Navigating “AI-Powered Immersiveness” in Healthcare Delivery: A Case of Indian Doctors

Navigating “AI-Powered Immersiveness” in Healthcare Delivery: A Case of Indian Doctors

Ritu Raj, Rajesh Chandwani
This study explores how AI-powered immersive technologies, like virtual and augmented reality, are being adopted by doctors in India. Using a qualitative approach involving 84 doctors, the research investigates the factors influencing their adoption of these new tools and how this technology is reshaping their professional identity.

Problem As AI and immersive technologies become more prevalent in healthcare, there is a gap in understanding what drives doctors to adopt them and how this integration affects their professional roles and sense of identity. Existing research often overlooks the unique challenges and identity shifts that occur when technology begins to take on tasks traditionally performed by highly skilled professionals.

Outcome - The adoption of AI-powered immersive technologies by doctors is influenced by three key areas: specific technology capabilities (like enhanced surgical planning and training), individual perceptions (such as feeling present in the virtual environment), and organizational support (including collaborative frameworks and skill development opportunities).
- Contrary to showing resistance, doctors display a spectrum of adoption behaviors, leading to the identification of four distinct professional identities: Risk-Averse Adopters, Pragmatic Adopters, Informed Enthusiasts, and Technology Champions.
- The integration of these technologies is redefining the professional identity of doctors, moving them towards hybrid roles that combine traditional clinical expertise with technological fluency.
- Ethical and privacy concerns, particularly regarding patient data, as well as questions about accountability when AI is involved in decision-making, are significant factors influencing doctors' perceptions of these technologies.
AI-powered Immersive Technology, Identity, Healthcare, Adoption, Grounded Theory, Professional Identity, Technology Adoption
Watch Out, You are Live! Toward Understanding the Impact of AI on Privacy of Employees

Watch Out, You are Live! Toward Understanding the Impact of AI on Privacy of Employees

Ashneet Kaur, Sudhanshu Maheshwari, Indranil Bose, Simarjeet Singh
This study conducts a systematic literature review to comprehensively explore the implications of Artificial Intelligence (AI) on employee privacy. It utilizes the privacy calculus framework to analyze the trade-offs organizations and employees face when integrating AI technologies in the workplace. The research evaluates how different types of AI technologies compromise or safeguard privacy and discusses their varying impacts.

Problem The rapid and pervasive adoption of AI in the workplace has enhanced efficiency but also raised significant concerns regarding employee privacy. There is a research gap in holistically understanding the broad implications of advancing AI technologies on employee privacy, as previous studies often focus on narrow applications without a comprehensive theoretical framework.

Outcome - The integration of AI in the workplace presents a trade-off, offering benefits like objective performance evaluation while posing significant risks such as over-surveillance and erosion of trust.
- The study categorizes AI into four advancing types (descriptive, predictive, prescriptive, and autonomous), each progressively increasing the complexity of privacy challenges and altering the employee privacy calculus.
- As AI algorithms become more advanced and opaque, it becomes more difficult for employees to understand how their data is used, leading to feelings of powerlessness and potential resistance.
- The paper identifies a significant lack of empirical research specifically on AI's impact on employee privacy, as opposed to the more widely studied area of consumer privacy.
- To mitigate privacy risks, the study recommends practical strategies for organizations, including transparent communication about data practices, involving employees in AI system design, and implementing strong ethical AI frameworks.
Artificial Intelligence, Employee Privacy, Privacy Calculus, Systematic Review, Workplace Surveillance, AI Ethics
Blockchain Technology in Commercial Real Estate: Developing a Conceptual Design for Smart Contracts

Blockchain Technology in Commercial Real Estate: Developing a Conceptual Design for Smart Contracts

Evgeny Exter, Milan Radosavljevic
This study proposes a conceptual design for smart contracts on the Ethereum blockchain to transform commercial real estate transactions. Using an action design science research methodology, the paper develops and validates a prototype that employs tokenization to address inefficiencies. The research focuses on the Swiss real estate market to demonstrate how this technology can create more transparent, secure, and efficient processes.

Problem Commercial real estate transactions are inherently complex, inefficient, and costly due to multiple intermediaries, high volumes of documentation, and the illiquid nature of the assets. This process suffers from a lack of transparency and information asymmetry, and despite the potential of blockchain and smart contracts to solve these issues, their application in the industry is still in its nascent stages.

Outcome - Smart contracts have the potential to significantly reduce transaction costs and improve efficiency in the commercial real estate industry.
- The research developed a prototype that demonstrates real estate processes can be encoded into an ERC777 smart contract, leading to faster transaction speeds and lower fees.
- Tokenization of real estate assets on the blockchain can increase investment liquidity and open the market to smaller investors.
- The proposed system enhances transparency, security, and regulatory compliance by embedding features like KYC/AML checks directly into the smart contract.
Blockchain, Smart Contracts, Commercial Real Estate, Design Science Research, Action Design Science Research, Tokenization
Antecedents of User Experience in the Immersive Metaverse Ecosystem: Insights from Mining User Reviews

Antecedents of User Experience in the Immersive Metaverse Ecosystem: Insights from Mining User Reviews

Bibaswan Basu, Arpan K. Kar, Sagnika Sen
This study analyzes over 400,000 user reviews from 14 metaverse applications on the Google Play Store to identify the key factors that influence user experience. Using topic modeling, text analytics, and established theories like Cognitive Load Theory (CLT) and Cognitive Absorption Theory (CAT), the researchers developed and empirically validated a comprehensive framework. The goal was to understand what makes these immersive virtual environments engaging and satisfying for users.

Problem While the metaverse is a rapidly expanding technology with significant business potential, there is a lack of large-scale, empirical research identifying the specific factors that shape a user's experience. Businesses and developers need to understand what drives user satisfaction to create more immersive and successful platforms. This study addresses this knowledge gap by moving beyond theoretical discussions to analyze actual user feedback.

Outcome - Factors that positively influence user experience include sociability (social interactions), optimal user density, telepresence (feeling present in the virtual world), temporal dissociation (losing track of time), focused immersion, heightened enjoyment, curiosity, and playfulness.
- These findings suggest that both the design of the virtual environment (CLT factors) and the user's psychological engagement (CAT factors) are crucial for a positive experience.
- Contrary to the initial hypothesis, platform stability was negatively associated with user experience, possibly because too much familiarity can lead to a lack of diversity and novelty.
- The study did not find a significant link between interactivity and social presence with user experience in its final models, suggesting other elements are more impactful.
Metaverse, User Experience, Immersive Technology, Virtual Ecosystem, Cognitive Absorption Theory, Big Data Analytics, User Reviews
Beyond Technology: A Multi-Theoretical Examination of Immersive Technology Adoption in Indian Healthcare

Beyond Technology: A Multi-Theoretical Examination of Immersive Technology Adoption in Indian Healthcare

Rajeev Kumar Ray, Navneet Kumar Singh, Shikha Gupta, Amit Singh, Devi Prasad Dash
This study examines the key factors driving the adoption of immersive technologies (like VR/AR) in the Indian healthcare sector. Using the Technology-Organization-Environment (TOE) and Diffusion of Innovation (DOI) theoretical frameworks, the research employs the grey-DEMATEL method to analyze input from healthcare experts and rank the facilitators of adoption.

Problem Healthcare systems in emerging economies like India face significant challenges, including resource constraints and infrastructure limitations, when trying to adopt advanced immersive technologies. This study addresses the research gap by moving beyond purely technological aspects to understand the complex interplay of organizational and environmental factors that influence the successful implementation of these transformative tools in a real-world healthcare context.

Outcome - Organizational and environmental factors are significantly more influential than technological factors in driving the adoption of immersive healthcare technologies.
- The most critical facilitator for adoption is 'Adaptability to change' within the healthcare organization, followed by 'Regulatory support' and 'Leadership support'.
- External factors, such as government support and partnerships, play a crucial role in shaping an organization's internal readiness for new technology.
- Technological aspects like user-friendliness and data security, while important, ranked lower in prominence, suggesting they are insufficient drivers of adoption without strong organizational and environmental backing.
Immersive Technology, Healthcare, Technology Adoption, Organizational Factors, Environmental Factors, Grey DEMATEL
Augmented Reality Immersive Experience: A Study on The Effects of Individuals' Big Five Personality Traits

Augmented Reality Immersive Experience: A Study on The Effects of Individuals' Big Five Personality Traits

Arman Ghafoori, Mohammad I. Merhi, Arjun Kadian, Manjul Gupta, Yifeng Ruan
This study investigates how an individual's personality, based on the Big Five model, impacts their immersive experience with augmented reality (AR). The researchers conducted a survey with 331 participants and used statistical modeling (SEM) to analyze the relationship between different personality traits and various dimensions of the AR experience.

Problem Augmented reality technologies are becoming increasingly common, especially on social media platforms, creating highly personalized user experiences. However, there is a gap in understanding how fundamental individual differences, such as stable personality traits, affect how users perceive and engage with these immersive AR environments.

Outcome - Agreeableness and Openness positively influence all four dimensions of the AR immersive experience (education, entertainment, escapism, and aesthetics).
- Conscientiousness has a negative impact on the education and escapism dimensions of the AR experience.
- Extraversion and Neuroticism were not found to have a significant impact on the AR immersive experience.
Augmented Reality, Immersion, Immersive Technology, Personality Traits, AR Filters
Why do People Share About Themselves Online? How Self-presentation, Work-home Conflict, and the Work Environment Impact Online Self-disclosure Dimensions

Why do People Share About Themselves Online? How Self-presentation, Work-home Conflict, and the Work Environment Impact Online Self-disclosure Dimensions

Stephanie Totty, Prajakta Kolte, Stoney Brooks
This study investigates why people share information about themselves online by examining how factors like self-presentation, work-home conflict, and the work environment influence different aspects of online self-disclosure. The research utilized a survey of 309 active social media users, and the data was analyzed to understand these complex relationships.

Problem With the rise of remote work, online interactions have become crucial for maintaining personal and professional relationships. However, prior research often treated online self-disclosure as a single concept, failing to distinguish between its various dimensions such as amount, depth, and honesty, thus leaving a gap in understanding what drives specific sharing behaviors.

Outcome - How people want to be seen by others (self-presentation) positively influences all aspects of their online sharing, including the amount, depth, honesty, intention, and positivity of the content.
- Experiencing work-home conflict leads people to share more frequently online, but it does not affect the depth, honesty, or other qualitative dimensions of their sharing.
- Workplace culture plays a significant role; environments that encourage a separation between work and personal life (segmentation culture) and offer location flexibility strengthen the tendency for people to share more online as part of their self-presentation efforts.
- The findings demonstrate that different factors impact the various dimensions of online sharing differently, highlighting the need to analyze them separately rather than as a single behavior.
Online Self-Disclosure Dimensions, Self-Presentation, Work-Home Conflict, Segmentation Culture, Work Location Flexibility
The Impact of App Updates on Usage Frequency and Duration

The Impact of App Updates on Usage Frequency and Duration

Pengcheng Wang, Zefeng Bai, Kambiz Saffarizadeh, Chuang Wang
This study analyzes the actual usage data of mobile app users to determine how different types of updates affect engagement. Using a causal analysis method, the researchers compared the impact of introducing new features versus fixing bugs on both socially-oriented and self-oriented applications. The goal was to understand if all updates are equally beneficial for keeping users active.

Problem App developers frequently release updates with the assumption that this will always improve user engagement and app success. However, there is conflicting evidence on this, and it's unclear how different update types (new features vs. bug fixes) specifically impact user behavior for different categories of apps. This knowledge gap means developers might be investing resources in update strategies that could inadvertently harm user engagement.

Outcome - App updates, in general, lead to an increase in both how often users open an app and the duration of their usage.
- For socially-oriented apps (e.g., messaging apps), updates that introduce new features can significantly reduce user engagement compared to updates that only fix bugs.
- For self-oriented apps (e.g., content consumption apps), introducing new features does not have the same negative impact on user engagement.
- Developers of social apps should prioritize bug fixes or use careful strategies like progressive rollouts for new features to avoid disrupting user habits and losing engagement.
App Updates, App Success, User Engagement, Mobile Applications, Usage Behavior, Difference-in-Differences, App Markets
IBM Watson Health Growth Strategy: Is Artificial Intelligence (AI) The Answer

IBM Watson Health Growth Strategy: Is Artificial Intelligence (AI) The Answer

Abhinav Shekhar, Rakesh Gupta, Sujeet Kumar Sharma
This study analyzes IBM's strategic dilemma with its Watson Health initiative, which aimed to monetize artificial intelligence for cancer detection and treatment recommendations. It explores whether IBM should continue its specialized focus on healthcare (a vertical strategy) or reposition Watson as a versatile, cross-industry AI platform (a horizontal strategy). The paper provides insights into the opportunities and challenges associated with unlocking the transformational power of AI in a business context.

Problem Despite a multi-billion dollar investment and initial promise, IBM's Watson Health struggled with profitability, model accuracy, and scalability. The AI's recommendations were not consistently reliable or generalizable across different patient populations and healthcare systems, leading to poor adoption. This created a critical strategic crossroads for IBM: whether to continue investing heavily in the specialized healthcare vertical or to pivot towards a more scalable, general-purpose AI platform to drive future growth.

Outcome - Model Accuracy & Bias: Watson's performance was inconsistent, and its recommendations, trained primarily on US data, were not always applicable to international patient populations, revealing significant algorithmic bias.
- Lack of Explainability: The 'black box' nature of the AI made it difficult for clinicians to trust its recommendations, hindering adoption as they could not understand its reasoning process.
- Integration and Scaling Challenges: Integrating Watson into existing hospital workflows and electronic health records was costly and complex, creating significant barriers to widespread implementation.
- Strategic Dilemma: The challenges forced IBM to choose between continuing its high-investment vertical strategy in healthcare, pivoting to a more scalable horizontal cross-industry platform, or attempting a convergence of both approaches.
Artificial Intelligence (AI), AI Strategy, Watson, Healthcare AI, Vertical AI, Horizontal AI, AI Ethics
Technology Use Across Age Cohorts in Older Adults: Review and Future Directions

Technology Use Across Age Cohorts in Older Adults: Review and Future Directions

Sumant Devasthali, Manisha Sharma, Arun Sharma, Gaurav Gupta
This study systematically reviews 81 academic papers to understand how technology usage varies among different age cohorts of older adults, specifically the young-old (60-74), old-old (75+), and oldest-old (85+). Using a structured literature review methodology, the research synthesizes fragmented findings into a cohesive conceptual model. The goal is to highlight distinct technology preferences and usage patterns to guide the development of more targeted and effective solutions.

Problem Existing research often treats the older adult population as a single, homogeneous group, failing to account for the diverse needs and capabilities across different age brackets. This lack of age-specific analysis leads to a fragmented understanding of technology adoption, hindering the creation of solutions that effectively support well-being and independence. This study addresses the gap by examining how technology use systematically differs among various older age cohorts.

Outcome - Technology preferences differ significantly across age cohorts: the 'young-old' (60-74) favor proactive and advanced tools like e-Health, VR/Exergaming, and Genomics to maintain an active lifestyle.
- The 'old-old' (75+) gravitate towards technologies that support health management and social connection, such as diagnostic tools and community service platforms.
- The 'oldest-old' (85+) prioritize simple, non-intrusive technologies that enhance safety and comfort, such as assistive tech and ambient sensors.
- While technologies like mobile devices and smart speakers are used across all cohorts, the specific applications and interaction patterns vary, reflecting differing needs for social connection, convenience, and health support.
SLR, TCM, Technology Usage, Older Adults, Age Cohorts, Quality of Life
Digital Resilience in High-Tech SMEs: Exploring the Synergy of AI and IoT in Supply Chains

Digital Resilience in High-Tech SMEs: Exploring the Synergy of AI and IoT in Supply Chains

Adnan Khan, Syed Hussain Murtaza, Parisa Maroufkhani, Sultan Sikandar Mirza
This study investigates how digital resilience enhances the adoption of AI and Internet of Things (IoT) practices within the supply chains of high-tech small and medium-sized enterprises (SMEs). Using survey data from 293 Chinese high-tech SMEs, the research employs partial least squares structural equation modeling to analyze the impact of these technologies on sustainable supply chain performance.

Problem In an era of increasing global uncertainty and supply chain disruptions, businesses, especially high-tech SMEs, struggle to maintain stability and performance. There is a need to understand how digital technologies can be leveraged not just for efficiency, but to build genuine resilience that allows firms to adapt to and recover from shocks while maintaining sustainability.

Outcome - Digital resilience is a crucial driver for the adoption of both IoT-oriented supply chain practices and AI-driven innovative practices.
- The implementation of IoT and AI practices, fostered by digital resilience, significantly improves sustainable supply chain performance.
- AI-driven practices were found to be particularly vital for resource optimization and predictive analytics, strongly influencing sustainability outcomes.
- The effectiveness of digital resilience in promoting IoT adoption is amplified in dynamic and unpredictable market environments.
Digital Resilience, Internet of Things-Oriented Supply Chain Management Practices, AI-Driven Innovative Practices, Supply Chain Dynamism, Sustainable Supply Chain Performance
The Strategic Analysis of Open-Source Software in Traditional Industries – A SWOT Analysis

The Strategic Analysis of Open-Source Software in Traditional Industries – A SWOT Analysis

Estelle Duparc, Barbara Steffen, Hendrik van der Valk, Boris Otto
This study analyzes the strategic use of open-source software (OSS) as a tool for digital transformation in traditional industries, such as logistics. It employs a two-phase research approach, combining a systematic literature review with a comprehensive interview study to identify and categorize the factors influencing OSS adoption using the TOE framework and a SWOT analysis.

Problem Traditional industries struggle with digital transformation due to slow technology adoption, cultural barriers, and competition from the software sector. While open-source software offers significant potential for innovation and collaboration, research on its strategic application has been largely limited to the software industry, leaving its benefits untapped for asset-based industries.

Outcome - Traditional firms' strengths for adopting OSS include deep industry knowledge and established networks, which makes experimenting with new business models less risky.
- Key weaknesses hindering OSS adoption are a lack of skills in community management, rigid corporate cultures, and legal complexities related to licensing.
- OSS presents major opportunities for achieving digital sovereignty, driving digital transformation, and fostering industry-wide collaboration and standardization.
- The study concludes that barriers to OSS adoption in these sectors are more organizational and environmental than technological, and the opportunities significantly outweigh the risks.
Open Source, Digital Transformation, SWOT Analysis, Strategic Analysis, Traditional Industries, Toe Framework
Rethinking Healthcare Technology Adoption: The Critical Role of Visibility & Consumption Values

Rethinking Healthcare Technology Adoption: The Critical Role of Visibility & Consumption Values

Sonali Dania, Yogesh Bhatt, Paula Danskin Englis
This study explores how the visibility of digital healthcare technologies influences a consumer's intention to adopt them, using the Theory of Consumption Value (TCV) as a framework. It investigates the roles of different values (e.g., functional, social, emotional) as mediators and examines how individual traits like openness-to-change and gender moderate this relationship. The research methodology involved collecting survey data from digital healthcare users and analyzing it with structural equation modeling.

Problem Despite the rapid growth of the digital health market, user adoption rates vary significantly, and the factors driving these differences are not fully understood. Specifically, there is limited research on how consumption values and the visibility of a technology impact adoption, along with a poor understanding of how individual traits like openness to change or gender-specific behaviors influence these decisions.

Outcome - The visibility of digital healthcare applications significantly and positively influences a consumer's intention to adopt them.
- Visibility strongly shapes user perceptions, positively impacting the technology's functional, conditional, social, and emotional value; however, it did not significantly influence epistemic value (curiosity).
- The relationship between visibility and adoption is mediated by key factors: the technology's perceived usefulness, the user's perception of privacy, and their affinity for technology.
- A person's innate openness to change and their gender can moderate the effect of visibility; for instance, individuals who are already open to change are less influenced by a technology's visibility.
Adoption Intention, Healthcare Applications, Theory of Consumption Values, Values, Visibility
Reinventing French Agriculture: The Era of Farmers 4.0, Technological Innovation and Sustainability

Reinventing French Agriculture: The Era of Farmers 4.0, Technological Innovation and Sustainability

Claude Chammaa, Fatma Fourati-Jamoussi, Lucian Ceapraz, Valérie Leroux
This study investigates the behavioral, contextual, and economic factors that influence French farmers' adoption of innovative agricultural technologies. Using a mixed-methods approach that combines qualitative interviews and quantitative surveys, the research proposes and validates the French Farming Innovation Adoption (FFIA) model, an agricultural adaptation of the UTAUT2 model, to explain technology usage.

Problem The agricultural sector is rapidly transforming with digital innovation, but the factors driving technology adoption among farmers, particularly in cost-sensitive and highly regulated environments like France, are not fully understood. Existing technology acceptance models often fail to capture the central role of economic viability, leaving a gap in explaining how sustainability goals and policy supports translate into practical adoption.

Outcome - The most significant direct predictor of technology adoption is 'Price Value'; farmers prioritize innovations they perceive as economically beneficial and cost-effective.
- Traditional drivers like government subsidies (Facilitating Conditions), expected performance, and social influence do not directly impact technology use. Instead, their influence is indirect, mediated through the farmer's perception of the technology's price value.
- Perceived sustainability benefits alone do not significantly drive adoption. For farmers to invest, environmental advantages must be clearly linked to economic gains, such as reduced costs or increased yields.
- Economic appraisal is the critical filter through which farmers evaluate new technologies, making it the central consideration in their decision-making process.
Farmers 4.0, Technology Adoption, Sustainability, Agricultural Innovation, UTAUT2, Price Value, Artificial Intelligence
Social Interaction with Collaborative Robots in the Hotel Industry: Analysing the Employees' Perception

Social Interaction with Collaborative Robots in the Hotel Industry: Analysing the Employees' Perception

Maria Menshikova, Isabella Bonacci, Danila Scarozza, Alena Fedorova, Khaled Ghazy
This study examines the human-robot interaction in the hospitality industry by investigating hotel employees' perceptions of collaborative robots (cobots) in hotel operations. Through qualitative research involving interviews with hotel staff, the study investigates the social dimensions and internal work dynamics of working alongside cobots, using the ARPACE model for analysis.

Problem While robotic technologies are increasingly introduced in hotels to enhance service efficiency and customer satisfaction, their impact on employees and human resource management remains largely underexplored. This study addresses the research gap by focusing on the workers' perspective, which is often overlooked in favour of customer or organizational viewpoints, to understand the opportunities and challenges of integrating cobots into the workforce.

Outcome - Employees hold ambivalent views, perceiving cobots both as helpful, innovative partners that reduce workload and as cold, emotionless entities that can cause isolation and job insecurity.
- The integration of cobots creates opportunities for better work organization, such as more accurate task assignment and freeing up employees for more creative tasks, and improves the socio-psychological climate by reducing interpersonal conflicts.
- Key challenges include socio-psychological costs like boredom and lack of empathy, technical issues like malfunctions, communication difficulties, and fears of job displacement.
- The study concludes that successful integration requires tailored Human Resource Management (HRM) practices, including training, upskilling, and effective change management to foster a collaborative environment and mitigate employee concerns.
Human-Robot Collaboration, Social Interaction, Employee Perception, Hospitality, Hotel, Cobots, Industry 5.0
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